Privacy Policy


Effective Date: November 2, 2024

Financial Health Academy

www.financialhealthacademy.com



1. Introduction


Financial Health Academy ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, enroll in our programs (such as the 90 Day Multifamily Real Estate Challenge), or interact with us in any way.


By using our site, you agree to the terms of this Privacy Policy.




2. Information We Collect


We may collect the following information:


Personal Data (e.g., name, email address, phone number, billing details)Usage Data (e.g., IP address, browser type, time spent on pages)Cookies and Tracking Technologies (used to improve your experience)




3. How We Use Your Information


We use the information we collect to:


Provide access to our real estate programs and educational contentProcess transactions and send confirmationsImprove our website and user experienceSend marketing emails (only if you opt in)Comply with legal obligations




4. Sharing Your Information


We do not sell, rent, or trade your personal data.


We may share data with trusted third-party service providers (e.g. payment processors, email marketing tools) to help us operate our business — only as necessary and under confidentiality agreements.




5. Third-Party Links


Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their policies before submitting any information.




6. Data Security


We implement industry-standard security measures to protect your personal data from unauthorized access, disclosure, or alteration.




7. Your Choices


You may:


Unsubscribe from our emails at any time using the “unsubscribe” linkRequest access, correction, or deletion of your data by contacting us




8. Children’s Privacy


Our services are not intended for individuals under 18. We do not knowingly collect personal information from children.




9. Changes to This Policy


We may update this Privacy Policy at any time. The updated version will be posted here with a revised “Effective Date.”




10. Contact Us


If you have questions or concerns about this policy, please contact:


📧

[email protected]


🌐

www.financialhealthacademy.com

Terms of Service

Effective Date: Nov 2, 2024

Financial Health Academy

www.financialhealthacademy.com


1. Acceptance of Terms

By accessing or enrolling in any programs, courses, or services offered by Financial Health Academy ("we", "our", or "us"), including the 90 Day Multifamily Real Estate Challenge, you agree to comply with and be bound by the following Terms of Service. If you do not agree, please do not use our services.


2. Use of Our Services

You must be at least 18 years of age and capable of entering into a binding agreement to access or use our content.

You agree not to:

Use the platform for unlawful purposesShare or resell course content without written permissionMisrepresent your identity or affiliation with any person or organization


3. Intellectual Property

All content provided, including videos, PDFs, templates, scripts, and tools within our programs, is the intellectual property of Financial Health Academy and is protected by copyright laws.

You may not reproduce, distribute, or sell any portion of the content without express written consent.


4. Payments & Refunds

All payments made for digital courses or programs are final and non-refundable, unless otherwise stated.

If a money-back guarantee is offered, terms and conditions specific to that guarantee will be clearly disclosed at checkout.


5. Disclaimer

Our content is for

educational purposes only. We do not guarantee earnings or investment returns. Real estate investing involves risk, and results vary based on effort, strategy, and market conditions.

You acknowledge and agree that you are solely responsible for your investment decisions and financial outcomes.


6. Third-Party Tools

We may use or recommend third-party platforms (e.g., property search tools, payment processors). We are not responsible for their functionality, terms, or privacy practices.


7. Limitation of Liability

To the maximum extent permitted by law, Financial Health Academy is not liable for any indirect, incidental, or consequential damages arising from your use of the site or participation in any programs.


8. Termination

We reserve the right to suspend or terminate access to our services for any violation of these terms without notice or refund.


9. Modifications

We may update these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of our services signifies your acceptance of the updated terms.


10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of [Insert Province] and the country of Canada.


11. Contact Us

If you have any questions about these Terms, please contact us at:

📧

[email protected]

🌐

www.financialhealthacademy.com